The interest rate on housing loans to households at a floating rate or with an initial rate fixation period of up to one year remained basically unchanged at 5.23%. The corresponding rate on loans with an initial rate fixation period of more than five years and up to ten years also remained basically unchanged, at 4.95%. The weighted average rate on loans to households for consumption purposes, with an initial rate fixation period of over one and up to five years, decreased by 6 basis points to 6.99% in April 2008.
In the case of loans to non-financial corporations at a floating rate or with an initial rate fixation period of up to one year, the weighted average rate increased in April by 12 basis points, to 6.03%, for loans up to EUR 1 million and by 10 basis points, to 5.29%, for loans above EUR 1 million. The weighted average rate on loans to non-financial corporations over EUR 1 million with an initial rate fixation period of more than five years increased by 5 basis points to 5.39%.
MFI interest rates on outstanding amounts: in April 2008 the weighted average interest rate on outstanding amounts of deposits from households with an agreed maturity of up to two years increased by 6 basis points to 4.07%. The corresponding rate on deposits with an agreed maturity of over two years remained basically unchanged at 3.06%. The weighted average interest rate on outstanding amounts of deposits from non-financial corporations with an agreed maturity of up to two years increased by 8 basis points to 4.37% in the same month.
In April the weighted average interest rate on outstanding amounts of loans to households for house purchase with over five years’ maturity remained basically unchanged at 5.03% and the weighted average interest rate on outstanding amounts of loans to non-financial corporations with over five years’maturity remained basically unchanged at 5.29%.
